1. Scope and Subject Matter of the Contract

These General Terms and Conditions (GTC) govern the contractual relationship between Fintera Danışmanlık (hereinafter "Provider") and the users (hereinafter "Customers") of the offered services in the field of financial consulting.

The subject matter of the contract is the provision of professional financial consulting, which includes planning, analysis, and the development of individual strategies for economic matters. The services do not constitute investment advice within the meaning of the German Securities Trading Act (WpHG) and do not include recommendations to buy or sell specific financial products.

2. Rights and Obligations of the Contracting Parties

2.1 Obligations of the Provider

The Provider undertakes to provide the agreed services with the care of a prudent businessman. The advice is based on the information provided by the Customer and the current economic situation.

• Conducting a thorough analysis of the Customer's financial situation.
• Creating an individual financial plan based on the analysis.
• Communicating strategy recommendations in an understandable form.
• Compliance with statutory data protection regulations.

2.2 Obligations of the Customer

The Customer is obliged to provide all information necessary for the consultation completely, truthfully, and in a timely manner. The Customer confirms that they have understood the limits of the service.

• Provision of complete and correct financial data.
• Notification of changes in financial circumstances.
• Financial decisions made are the sole responsibility of the Customer.

3. Limitations of Liability

The advice is provided to the best of our knowledge and belief, but without guarantee. The Provider assumes no liability for economic decisions made by the Customer based on the consultation, or for resulting financial losses.

The liability of the Provider is limited to intent and gross negligence. For slight negligence, the Provider is liable only in case of violation of essential contractual obligations (cardinal obligations) and only for the foreseeable, typically occurring damage. Liability for indirect damages and lost profits is excluded.

These limitations of liability do not apply in case of injury to life, body, or health.

4. Remuneration, Payment Terms, and Termination

The remuneration for the services results from the currently valid service catalog or the individual offer. Invoices are due within 14 days of the invoice date without deduction.

The contract can be terminated by either party with a notice period of four weeks to the end of the month in writing. The right to terminate without notice for good cause remains unaffected. In case of termination by the Customer before completion of the agreed service, the services rendered up to that point are to be remunerated according to the agreed hourly rate.

5. Final Provisions

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. The place of jurisdiction for all disputes arising from this contractual relationship is, if legally permissible, the registered office of the Provider.

The Provider reserves the right to amend these GTC with effect for the future. The amended terms will be communicated to the Customer by email. They are deemed approved if the Customer does not object in writing within four weeks of receiving the notification. This legal consequence will be specifically pointed out in the notification.

For legal questions regarding these terms, please contact: info@finteradanismanlik.com.